Category Archives: Featured

INNOVATION: AMAZON AND ETALE SET TO EXPLORE THE NEW FRONTIER OF PHYSICAL RETAIL.

Amazon’s first bricks-and-mortar clothing and fashion store, ‘Amazon Style’, is set to open in Los Angeles later this year. Incorporating the use of its online shopping app, QR codes, and a myriad of other innovative technologies and machine learning algorithms, Amazon Style will aim to create a more pleasant and personalised physical shopping experience  Shoppers will be able to use

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GOVERNMENT’S NEW FEE ON BNPL COULD HURT CONSUMERS BY $450 MILLION AND DRIVE THEM BACK TO HIGH INTEREST CREDIT CARDS

man in blue dress shirt wearing black framed eyeglasses

The new Buy-Now-Pay-Later (BNPL) fee the federal government is considering could hurt consumers by a whopping $450 million. This is how much customers would pay if merchants passed on their BNPL fees.  This new fee will not only disproportionately hurt young people as their economic future has never been more uncertain, but it will likely result in them being driven

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The Smart Books To Buy

pile of books

SmartWayToPay’s mission is to provide our readers with information about the Smart Ways To Pay for goods and services, as well as all the dumb ways you can pay. We want to empower our readers to become savvier shoppers. Most of the people involved with SmartWayToPay have had a long history in consumer advocacy. With Christmas coming up and therefore

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Cashbacks – What are they and why they’re a smart tool to help you pay less!

When’s the last time you got given cash back for buying a product or service? Even cashback on an already discounted product or service?  If you’re not a subscriber of Shopback or Cashrewards, it’s unlikely you’ve ever been given cash back for your regular shopping. Now this is all changing. ‘Cashback’ providers are becoming a hugely popular way to attract

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Who are the Tech Council of Australia?

You may have heard about a new peak body advocating for Australia’s tech businesses; the Tech Council of Australia.   The Tech Council of Australia is a recently formed peak body primarily representing Australia’s tech sector. However they also represent firms in the broader tech ecosystem, including venture capitalists, advisers and tech-enabled businesses outside the tech sector. You may have read

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What consumer groups sometimes miss about Buy-Now-Pay-Later – it’s providing consumers with a much better option than credit cards

Consumer groups are designed to provided consumers with advocacy, support and often collective power. We believe most Australian consumer groups do a great job at this. However, we believe the concern regarding potential risks of Buy-Now-Pay-Later (BNPL) use can be overstated and the positive effect BNPL is having on consumers, under-appreciated. Consumer group Choice are currently surveying their members about

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“There’s no hardship or protections with BNPL if you get into trouble” – True or False?

There’s a consistent theme in regards to BNPL which often pits it as a predatory consumer product that doesn’t care for its users. The reality couldn’t be further from the truth. BNPL needs its users to have a good experience for it to maintain. We thought we would take a look into the idea that “There’s no hardship or protections

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True or false? “BNPL is unregulated”

Have you read a news article about Buy-Now-Pay-Later in the past year? Stupid question right?  Afterpay, Zip and Klarna have dominated the news cycle for years now. More often than not, what you read is well researched, well fact checked and well written. However one statement or theme that continues to pop up is that ‘BNPL is unregulated’.  We’re here

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World First – Australian health insurance cards can now be added to Apple Wallet

Customers of major Australian health insurers can now add their membership card to an Apple Wallet and use it to file a claim with no contact. It appears to be a world first and just goes to show the progress and innovation there is in payments and in particular, in Australia. Medibank, Bupa, nib, and GU Health are all facilitating

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