Category Archives: Featured

If you can’t beat ’em, join ’em – the story of NAB’s belated BNPL offering

Would you look at that! NAB becomes the latest bank to give in to the BNPL tidal wave. If you can’t beat BNPL with outdated high-interest credit cards, why not join the fray? NAB’s tilt at the BNPL market could be called a cynical play by an established bank to gather coveted Gen Z customers before they jump ship to

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What does the Federal Election mean for?

Voter places ballot in ballot box

With the election now done and dusted, and Anthony Albanese sworn in as our 31st Prime Minister, the first question on our minds at Smart Way to Pay is this: What does this mean for fintech and broader tech innovation? So far, the news is good. Labor has pledged a whopping $1 billion to invest in ‘critical’ technologies, a similar

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Is the government going to announce a new Buy Now Pay Later Tax before the election?

Since December last year there have been reports and rumours circulating that the Federal Government could impose a new tax on Buy Now Pay Later (BNPL) users. 67% of Afterpay users are Gen Z or Millennials. This means it’s likely any new BNPL tax would  hit young people the hardest. As it stands, consumers who use BNPL apps don’t pay

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Buy now, pay later providers move into the data business – what does it mean?

black android smartphone on top of white book

We’ve written in the past about the concern of consumer groups potential risks of Buy-Now-Pay-Later (BNPL) use. We believe this risk is often overstated and the positive effect BNPL is having on consumers, under-appreciated.  Recently BNPL was once again in the crosshairs of consumer groups in an article by CHOICE ‘Buy now, pay later providers moving into the data business’. 

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Crypto regulation coming to the USA. Is regulation a good or a bad thing?

On Wednesday, U.S. President Joe Biden signed an executive order calling on the government to examine the risks and benefits of cryptocurrencies. The measures focus on six key areas: consumer protection, financial stability, illicit activity, U.S. competitiveness, financial inclusion and responsible innovation. The announcement also declared the Biden administration wants to explore a digital version of the dollar, which shows

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Amazon’s first bricks-and-mortar clothing and fashion store, ‘Amazon Style’, is set to open in Los Angeles later this year. Incorporating the use of its online shopping app, QR codes, and a myriad of other innovative technologies and machine learning algorithms, Amazon Style will aim to create a more pleasant and personalised physical shopping experience  Shoppers will be able to use

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