Category Archives: Consumer Guides

“BNPLs don’t have checks and balances on customers”- True or False?

judgement scale and gavel in judge office

Please refer to my article “There’s no hardship or protections with BNPL if you get into trouble”  where I talked about the ‘BNPL incentive’. BNPL companies need customers to be able to pay off their debt. Which is why your spending limit on a product like Afterpay starts low, and you need to make your first instalment payment upfront.   Many

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True or false? “BNPL is unregulated”

Have you read a news article about Buy-Now-Pay-Later in the past year? Stupid question right?  Afterpay, Zip and Klarna have dominated the news cycle for years now. More often than not, what you read is well researched, well fact checked and well written. However one statement or theme that continues to pop up is that ‘BNPL is unregulated’.  We’re here

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Christmas Savings tips and tricks 

Industrial action, COVID-19 disruptions and Christmas-level parcel volumes every week mean the lengthy delays people are experiencing in regards to their delivery times are here to stay, according to the boss of logistics software company Shippit.  That’s why we here at SmartWayToPay think now’s the time to be considering shopping for Christmas. So what’re some top tips to saving on

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